Make A Living From An Online Home Business

Work from home make money on the Internet, to have an online home business is a dream of thousands of people worldwide. People search at the Internet for the phrase work at home more than 500.000 times per month.

The fact is that most of the information you'll find , is get rich quick schemes : earn more than thousand dollars a day, earn money when you sleep, invest one dollar become a millionaire, type at home earn more money than you can spend etc. Opportunities like those, has to be considered fluff, scam, hype or fake.

It's easy to get overwhelmed, oppressed, by the huge amount of information available. It's difficult to take the right decisions.

Is it possible for any ordinary person, with a small budget, to make a living out of their online home business?

Yes, it lies in any body's reach. However, there is no such thing as a free lunch at the Internet. There is always work involved to make money. Especially in the beginning of an online home business.

You have to educate yourself to know where to start. You need to learn about the necessary resources and techniques to be able to start an online home business, to create a Web site, and to get traffic and sales.

Why do you want to get online instead of starting an ordinary business?

The big advantage of the Internet, is its world wide reach to a huge amount of people = potential customers. And best of it, the possibility to automate, replicate and duplicate peoples and corporations efforts, in order to increase income without growing costs.

Once you have your online home business up and running. It will continue to to work, with less effort than you have to put in an ordinary business.

Again, can it be done by anyone? It can, as long as you have the will, the attitude and the persistence to do it.

How do you get started?

Well, the answer might surprise you a bit, however, the best start you ever get, is to find out what you really enjoy doing. That is the most important step towards success in your online home business.

When you're clear about what you want to spend your time at, it's time to investigate how to realize your online home business plan. That will be far more easy when you have narrowed down the possibilities, to what you really enjoy doing.

The market opportunities at the Internet are huge, there are 67 000 new users getting online everyday.The benefits of an online home business will increase over time.

It's time for you to start thinking about what you want your future life to look like. Write down 3 things you really enjoy doing, picture yourself as you have accomplished your desires. Now you're on your way...

Ove Nordkvist is the founder of the web site www.small-biz-ideas.net. He has more than 25 years of entrepreneur experience. Visit his web site to learn more how to start an online home business at http://www.small-biz-ideas.net/online-home-business.html Milena Blog89711
Melva Blog6093

Easy Ways to Save Money

To get on the road to financial freedom, youve got to have a budget to help you focus on achieving your financial goals. If youd like to own your own home someday or pay off all your credit card debt, you need to plan ahead and set aside money to make your dreams a reality. But saving money can seem impossible when youre already reaching to pay all your bills. Fear not it can be done! Check out some of these easy tips to help you start saving money.

Spare Change Matters

Dont underestimate the power of the penny! If dont think you can afford to put any extra money into a savings account, commit to saving your loose change for that purpose. At the end of each day, put all your loose coins in a jar or a cheap piggy bank. As your jar fills up, stop by a Coinstar machine and deposit the cash into your savings account.

Let Online Banking Help You

Online banking makes it easy to transfer money to your savings account. If have direct deposit for your paycheck, you should be able to set up an automatic transfer so that a portion of your money automatically goes to your savings account. If you never see the money, in your checking account, you wont be as tempted to spend it. Most experts recommend that you automatically deposit 10% of your take-home pay, but if this is too much for you to start with, try to work up to it.

Learn the Trading Game

If youre great with kids, why not volunteer to watch a colleagues children in exchange for a free ride to work? Or offer to trade some of your world-famous pies for some auto repair work from a car-loving friend. Everyone have some skills use the things youre good at to trade for the goods and services youd otherwise pay for.

Cut Your Utility Bills

With the explosive growth of modern technology, it seems that theres some new gadget for every task. Using all these tools can make your life easier, but it also increases your energy bill. One night a week, wash your dishes by hand, or hang your clothes to dry on a clothesline in your laundry room. Buy a carpet sweeper or a manual lawnmower to replace their energy-guzzling alternatives. Youll cut your energy bill and develop a new-found respect for your pioneer ancestors.

Live the High Life on a Budget

Buying a $5 coffee everyday or catching dinner and a movie every Friday night with your partner can quickly chip away at your savings. If you cant give up your Starbucks, consider switching to plain black coffee with a bit of flavored creamer. Youll save money as well as all those calories in your grande caramel macchiato! Learn to cook a nice dinner to serve by candlelight in your home and follow it up with your favorite old movie on the couch.

If some of these tradeoffs dont sound like much fun, try to keep your financial goals in mind. Picture yourself moving into your new home or driving down the road in your Ferrari convertible. If you stay focused on your goals, youll find it much easier to stick with your budget and save more money. For more easy ways to save money, visit The Sexy Secretary - a great website with lots of tips on living the good life on a budget.

This article was published by Sarah Russell on Smart Young Money a collection of money management resources for teens and young adults. For great information on using credit, managing debt and more for young people, visit http://www.smartyoungmoney.com.Marje Blog14859
Nadia Blog88534

Make Money Making Movies...

We are not going to kid you. Making money making movies is hard work and it doesn't come easy. This is the real deal: if you want to make a living from movies if not to be rich, you have to think business. Think about what the audience wants to see. It is NOT about what you want. This website provides a bunch of helpful articles to help you on your way of becoming a successful moviemaker.

Most feature films are produced either by the major Hollywood studios or by hundreds of U.S. and foreign independent production companies. The independents range from major companies just below the rank of the well-financed, all-purpose studios, to medium and small continuing companies, to firms that go bankrupt after just one production.

Since the introduction of DV technology, the means of production have become more independent; called independent filmmaking. Filmmakers can conceivably shoot and edit a movie, create and edit the sound and music, and mix the final cut on a home computer. However, while the means of production may be independent, financing, distribution, and marketing remain difficult to accomplish outside the traditional system.

Most independent filmmakers rely on film festivals to get their films noticed and sold for distribution. However, the Internet has allowed for relatively inexpensive distribution of independent films; many filmmakers post their films online for critique and recognition. Although there is little profitability in this, a filmmaker can still gain exposure via the web.

The filmmaking production cycle consists of five main stages: 1-Development, 2- Preproduction, 3-Production, 4-Post-production, 5-Distribution.

Technologies such as DVD, FireWire connections and professional-level non-linear editing system software make movie making relatively inexpensive.

Popular software (including commercial, consumer level and open source) includes: Avid Xpress Pro, Cinelerra, Kino, Adobe Premiere Pro, Final Cut Pro and Final Cut Express, iMovie, Sony Vegas,

Popular digital camcorders, mostly semi-professional equipment with 3-CCD technology, include: Canon, GL2 XL-1s, XL-2, Panasonic AG-DVX100/AG-DVX100A/AG-DVX100B , Panasonic AG-HVX200, Sony VX-1000/2000/2100, Sony PD-150/170. Most of these camcorders cost between US$2,000 - $5,000 in 2003, with costs continuing to decline as features are added, and models depreciate.

Additionally, open source software holds the potential for increasing high-level editing capabilities being available for also increasingly lower prices, both free and paid software. I would recommend to take a look at this website http://www.internetvideomag.com/index.htm.

Posting videos for profit is a great way to make a lot of money from your own movies. Look at these sites: -eefoof.com - Make It. Post It. Profit., -Podtrac Podcaster Home, -Revver, -VideoEgg:,

Other High Traffic Sites are: -Google Video, -MetaCafe Funny Videos & Movies, -YouTube Broadcast Yourself.

Here are some more Video Sites: -blip.tv (beta), -Bolt: Watch Videos, Share Photos, and Upload Music to your Online Profile, -Buzz Net, -ClipShack, -Dailymotion Share Your Videos, -DropShots Free Video Hosting & Photo Sharing. Upload Video Now!, -Jumpcut [Make Amazing Movies Online], -motionbox: Videos, -Video Bomb - Most Bombed All-Time, -Watch, Share, Create - Grouper Video, -Welcome to eyespot, -Welcome to vSocial - The Video Clip Sharing Community.

ARTICLE BY filmanchor.com. © 21/08/2006 This article is available for reprint in your ezine, website or ebook. You MUST agree not to make any changes to the article and the RESOURCE BOX MUST be included. info@filmanchor.com Article Source: http://www.filmanchor.com/

Film Anchor is an online resource for media makers. Here we can exchange information helpful to the production and distribution of projects. The site includes articles, FAQs, a dynamic database of links to other sites and film and video related files.Marje Blog14859
Myrtle Blog84549

9 Steps To Create a 'Winning' Home Business Site

Why are some web sites successful, while others are not? Your web site will either break the bank...making hundreds, thousands or it will leave you broke with empty promises. You ask yourself, "how can I capture my visitors' attention, so they can immediately buy from me?" Think about it....you have at least between 10-30 seconds to grab their attention as they are reading through your web site. Your home business site is a reflection of YOU! Since they cannot see you face-to-face, be honest and truthful....and they'll come to visit your site again and again until you make a sale.

These are basic steps of making your home business site a complete WINNER.

1. Make sure your web site is easy to open. No one wants a site that is too slow to open. Your visitors will soon become too impatience and then decide to forget about your site, which leaves you with no possible sale. It makes sense by not having too many animation in your web site and also, you must get a good hosting company too.

2. The design of your web site is extremely important because it has to be comfortable to look at. The color of your site needs to be pleasing to the eye....making it easier to read. Never use bright colors as it will turn your visitors away. Remember, our eyes may get sensitive when staring at the computer for many hours.

3. Be certain that your web site is targeting a specific market. For instance, if you are selling apparel clothing then you need to provide valuable informations about apparel clothing. Let them know about the latest fashion trends, hot styles or perhaps what celebrities are wearing. Also, create a grabbing, effective title for your web site because your title will heighten their curiousity. They'll want to learn more about what you have to offer, so be consistent and to the point.

4. Remember, your web site should contain as many keywords density because this will help your site in search engines. If your business is about having a home based business or Internet marketing, then emphasize your business by using as much keywords. You need to realize that 90% of web surfers are searching in the search engines by typing their specific keywords. So, remember to put your keywords in your title page and description in your web site.

5. Visitors definitely want easy navigation to your web site. This allows them to find whatever information about your product and will surely help them narrow down their choices. So, make sure your web site provides easy access when they are searching or looking through your web site.

6. Having your own domain name for your business lets visitors know that you are the owner of your home business. This adds professionalism to your web site. This gives visitors more reasons to do business with you. It's like having your own private label name on designer clothes.

7. Visitors like to read about testimonials of other people who has purchased your product. This will give more value and truth to your product. Remember, people are searching a solution to solve their problem. Let them know your business is not a get-rich scheme.

8. Make sure your web site provide easy payment online. If you don't, then get a merchant account that allows you to accept credit cards (i.e. Paypal Premier acct.). If your customers don't have a credit card, then give them an option to send a check or money order to your business mailing address.

9. Credibility on your web site is absolutely a must! Remember, your web site has to be very professional, otherwise they will not trust you at all. Customers are looking for an honest, home business they can trust for many years to come. They are spending their hard earned dollors in your product and YOU. So, always be sure to have your contact name, address, phone number and an email if your customers have any question about your product.

Because you've decided to have a home business, these simple steps will help your web site be on a WINNER'S list. It takes time, patience and persistence in your part to build a successful home business. It's almost like nurturing it...and seeing your business blossom to its full potential. You will see the improvement of your web site due to increase sales and incoming traffic. Besides, you will be following your dreams to success and living the lifestyle you deserve.

Copyright (c) 2006 Tessie Jantoc

Tessie Jantoc previously worked for a major airline company. She knows the value of having an efficient and honest business. Her integrity is also applied in home business and Internet marketing. She is currently studying for her bachelor degree in Fashion Design. For more information on how to start a successful home business, go to: http://www.profitableincomesolutions.comMoselle Blog53940
Merola Blog11170

Affiliate Networks - Basic Review and Revenue Tips

If you are a web master, then finding the right clients for your advertising inventory can be a major challenge for you. There are several unscrupulous merchants who are running various affiliate networks and advertising agencies on the Internet. Forums for web masters or website owners are filled with complaints of affiliates about problems related to payments and questionable business practices of some the providers of affiliate programs.

Signing up for an affiliate network is an easy way to add multiple streams of revenue to your website.

You need to be very careful while choosing any affiliate network because one mistake can result in a loss of thousands of dollars in advertising revenue. You should spend ample time in tracking down and testing the best advertising agencies and affiliate networks.

Try to find an affiliate network that can offer you flexibility, features, range, the required support and promptness in payment. There are several affiliate networks like RoiRocket that can make the generation of cash from your website easy for you. All you need to do is to sign up and add a snippet of the code where you would like your ads to appear and RoiRocket does the rest for you.

The best affiliate networks will contain offers for many different niches. To implement affiliate offers from affiliate network companies, you just need to specify your preferences and the offers you would like to run - the JavaScript or html is then generated, which you need to copy and paste onto your page source code where you would like the ad to be displayed. The same JavaScript code can be used on any of your websites.

FastClick Ad Network, Offers Quest, CJ.com and ClickBank are some of the other reliable affiliate networks that you could try. Affiliate networks are becoming very popular, for instance, ClickBank is popular because it provides statistics regarding each product using their service in detail. This enables the affiliates to identify the profitable options, although the only disadvantage is that the best products will have to face a lot of competition.

Review and revenue tips of various affiliate networks can be found on the Internet. For instance, Google AdSense can generate revenue by the display of ads that are relevant to the content on the site. You will receive a percentage of the amount that is paid by the advertisers of a particular ad. Google does not state the percentage, but it appears to be a generous share although it keeps varying. There are no limits to how much revenue you can earn because many people are generating 5 figure monthly checks by using AdSense.

There are several factors on which the generation of revenue depends:

1. Number of pages that are viewed per day
2. The topic of the content
3. Price that is paid by the advertiser for every link
4. Number of people clicking on the ads

When deciding to join an affiliate network it is important to choose one that has been long standing - not a fly by night company - you are much more likely to get paid.

Mal KeenanMarysa Blog32424
Marji Blog98275

Building Your Screenwriting Career - The Missing Pieces

Once upon a time, there was a young man who very much wanted to be in show business, or more specifically, making movies. He attended one of the best film schools in the world, while there discovered the joys of writing and producing and everyone around him had high expectations about his career. Yet for more years than he cares to admit, that career was stalled.

Yes, ladies and gentlemen, that young man was me. And this article is for everyone who, like me, has visions of having their name up on the big screen as a writer. Its all about the importance of getting a balance of what I call macro training.

Over the years, Ive invested tens of thousands of dollars in classes, seminars, books and retreats all intended to teach me to be a better writer. Dont get me wrong. Many of these classes were well worth the money when it came to teaching me about the CRAFT of screenwriting. I absolutely learned a lot. But talent and craft by themselves are not enough to make you a regularly working professional screenwriter.

I learned through painful experience that if you want to succeed as a professional artist in show business, whether its as a writer, actor, director or any other craft thats employed by the networks and studios, you have to treat your career as a small business with yourself as the CEO. As countless people have said to me over the years, its called Show Business for a reason.

Eureka! This was the missing piece. When it finally registered with me the importance of treating my artistic endeavors like an entrepreneurial small business, I began to see things in an entirely different light. I call myself a writer and producer and those are accurate titles but the business Im in is really manufacturing, sales and distribution. Huh?

Think about it. As a professional writer, youre manufacturing a product the things you write. In order to get paid for that product, you also have to have a sales, marketing and distribution mechanism in place so that the scripts you write can generate money for you.

Of course you have to have the talent and skills to consistently deliver quality scripts and do so on time. But talent and skill alone dont hack it. If you want to be a successful, consistently and steadily working writer, you have to understand that youre in the business of creating and selling products. Your products are your scripts.

Like any manufacturer, in addition to dedicating part of your business to developing and creating products, you also need to address the sales, marketing and distribution of those products (scripts) along with the business affairs aspect (contracts, accounting, etc.) of working with your customers (studios, production companies and/or networks). You dont have to do it all by yourself, but you do need to make sure these aspects of your business as a professional writer are handled. Just by making that shift in the way you see yourself and your career, youll immediately transform from would-be writer to an entrepreneurial professional well on the road to success.

© Gordon Meyer, all rights reserved

Gordon Meyer created, produced and hosted the long-running series, Hollywoods Master Storytellers which enabled audiences the opportunity to see and hear some of the most successful and celebrated filmmakers in the world talk about the movies theyre best known for, including Academy Award winners Oliver Stone, James Cameron and Paul Haggis. His book The Screenwriters Manifesto explores the concept of the writer as an entrepreneur in detail and can be downloaded for free at http://www.stiylagency.com/screenwriter/index.aspMarjorie Blog21861
Mirabelle Blog86006

Buying Car Finance Is Easy With Online Facility and Security Assurance

Buying a car is not so tough if you have got enough money in your pocket. But, buying it becomes somewhat difficult when you dont have the pocket full. So, what you should do when dont have the bucks you need for buying your car? Well, when buying car finance is not a tough job, why should you quiver at all?

Buying car finance is easy since it is available online. Most of the lenders of car finance keep the web flocked because the car finance processing becomes real easy there. There is no paper work involved in the online processing. So, most of the lenders as well as the borrowers prefer to be there. The lenders reason is explained, and the borrowers go there because there are lenders there in a mass. So, it is obvious that the rates will be cheap there. Borrowers have got more choices of easy buying car finance and compare from a large number of quotes. So, buying car finance is easy there.

If you go for buying car finance, it is of two types, both the secured and unsecured. If you go for the secured one, you have to pledge collateral in lieu of which you will get easy terms and low rates as well. However, buying unsecured car finance also means that you can grab the benefit of fianc without any collateral. You can go for buying car finance for a term ranging anywhere between 2 to 7 years while the amount advanced goes up to a whopping 90% to 100% of your requirement. Also, you can go for buying car finance for any car of your choice. It can be a new one or old one or it can be of any brand.

Moreover, buying car finance is not only easy for the people with shining credit chart, but also for the bad credit holders. Only they have to pay the interest rates with a slight surge. Yet, this remains modest because of the online platform. So, buying car finance is always easy, whatever be your position.

John Marshall is a financial analyst at Online Car Finance. In recent years he has taken up to provide independant financial advice through his informative articles. To find Buying Car Finance, bad credit car financing, cheap car finance, bad credit car finance, car finance loan, used car financing visit http://www.onlinecarfinanceuk.netNan Blog11529
Mamie Blog15315

An Alphabet Of Horse Racing Terms - A

AGE:

All horses share the same birthday irrespective of the exact date of the foaling.

This is fixed to facilitate the framing of races according to age groups, and is 1 January each year in the northern hemisphere.

Until 1834, the fixed date was 1 May, in line with the end, more or less of the foaling season.

The next year the official date was shifted for Newmarket horses, to the present one, which occurs before the foaling season has properly got under way.

The majority of races on the flat are for two year olds only, or for three year olds only, with a fair proportion also confined to three year olds and four year olds only, or three year olds and upwards.

A horse of either sex before its first birthday is known as a foal; between that date and its next birthday, a yearling.

ALL-WEATHER

A somewhat misleading term referring to the racing on synthetic surfaces at Lingfield, Southwell and Wolverhampton, although they are proof enough against frost, even these courses cannot race in foggy conditions.

When all-weather racing began in late 1989, it was officially being introduced, primarily to offset the financial losses caused to the Levy, by the abandonment of race meetings during the winter period.

Despite early criticism and setbacks such as the banning of hurdle races because of the number of horses killed, all-weather racing has established its own following and betting public.

The standard of performance is not high but some horses thrive and excel on the all-weather surface.

Lingfield has a surface known as Equitrack consisting of hard-graded sand and covered in a polymer approximately 6inches deep and producing a cushion effect. The main difference between Lingfield, Southwell and Wolverhampton is that on the Equitrack the rainwater runs of the sand and at the other two it filters through.

ANTE-POST BETTING

Traditionally this is betting that takes place before the day of a big race often several weeks or even months beforehand, as distinguished from the usual betting immediately before any given race.

The term has been given several derivations, the most likely being a connection with the post betting that occurred in earlier days.

Bets used to be the struck on Newmarket Heath, for instance round the betting posts, which can be seen in the contemporary illustrations.

To bet ante-post therefore was to strike a bet as today, before the wagering which immediately preceded a match between two horses.

There are many big races notably those comprising the spring double and autumn doubles as well as the classics like The Grand National and events at Royal Ascot, Goodwood, York, Cheltenham and elsewhere on which bookmakers advertise betting prices long before the event, and which can attract a lot of business.

In the case of the Guineas races and the Derby, bets are struck as much as a year or more before the actual date, usually at considerably longer odds than are available nearer the day, and on it.

Despite the fact that many big ante-post gambles have been successful, continued existence of this form of betting suggests that bookmakers find that, despite the losses, it is a worthwhile exercise.

In the past few years there has been an extension of ante-post betting. This takes the form of offering prices in the morning of the day on which certain bigger races, are to be run.

Advertised in the sporting press, and known under various names, such as early prices, these, like the traditional form of ante-post wagering, offer the attraction of possible longer odds than those available immediately before the race or races in question that afternoon.

This, particularly on Saturdays, has become a popular and lively feature of the betting scene, with on occasions, some very successful bets being struck.

APPRENTICE ALLOWANCE

In order to compensate for inexperience, apprentice jockeys receive an allowance in terms of weight according to the total number of winners they have ridden.

This weight is subtracted from the weight their horse is set to carry in a race, except in races confined to apprentice riders.

The value of a good claiming apprentice, particularly in a big handicap cannot be overemphasized, especially at their natural riding weight.

If they are talented, their light weight and ability to make their allowance more than compensate for inexperience, can be a winning factor, with the reservation that apprentices do not often do well in competition with senior jockeys on courses that require very skilful and experienced jockeyship, notably the Derby course at Epsom, the round course at Ascot and the equivalent at the main Goodwood meeting.

AT THE POST

Nothing to do with ante-post betting, not these days anyway. Horses, when they have arrived at the point from which a race is to be started are said to be at the post.

AUCTION RACE

Auction races are specifically for two year old horses which have never before won and were bought as yearlings at specified public auctions

Mike J Davies is a Computer Analyst, LSE Day trader, and a Betfair Trader and Advisor. More advice and articles are available at Mike's website. Margarethe Blog27587
Marni Blog41543

EBook Publishing & Marketing

Congratulations, you have written your ebook also known as a digital or electronic book and the time has come to get the word out on the worldwide web. The key benefit about using an e-book for self publishing is that you do not have to spend the money on printing and shipping expenses. This also allows you to test various markets and advertising options without costing you a lot of money and heartache.

There are many ebook software programs on the market. I prefer to do mine in PDF format as they can be read on both PC and MAC computers. Remember to make your pages easy to read with some color, a few images and white space. The writing and actual formatting of an ebook is a whole other article that I am writing currently and hope to share with you soon.

After spending tons of money, several years and many-many hours online with my websites and ebook projects, I have gone through the ups and downs of the learning process of trying to sell ebooks both for myself and for others. One important choice you can make when just starting out is are you going to sell the ebook or are you going to offer it for free to get your name out there with all your links and contact information. This is called "viral marketing" with the purpose of having as many people as possible sharing and downloading your ebook. You can even offer your free ebook to websites as a joint venture for them to offer your ebook as their free bonus with their sales. The key things that you will need to sell your ebook online are:

A website or webpage of your own or offer your ebook to an ebook website that may take a small fee and / or include your ebook in an affiliate program-

A good sales page about the ebook -

A quality ebook Cover Image - Graphics are key!

A "Thank You" Download page from where your ebook is downloaded-

Other Marketing Considerations may include:

Offering a Free Bonus EBook - very important in this e-business to over deliver for the price!

Set a budget to test some PPC (pay-per-click-) Advertising such as Google Ads to drive traffic to your sales page-

Exchange related links with quality websites with a good search engine ranking-

Process a Press Release such as with PRWEB -

Submit articles to article/ezine websites about your ebook-

Join ebook Forums and post messages with your ebook link-

Take advantage of your email "Signature" to include your ebook Title and sales page link in addition to telling frinds and family-

Start a BLOG about your ebook topic and include the link to your ebook sales page-

The important factor is not to go wild with over-spending on marketing. Test-test-test and research online for many more ways to promote your ebook. The best advice I can give if this is your first ebook, is to start another ebook right away that either expands on the chosen subject or another topic that you have a passion for. Remember, you can either try to do all of this publishing and promoting yourself, you can share the tasks, or you can have a professional guide you and produce a satisfactory product for you while you spend your time and energy writing your next ebook!

Kind Regards and best of luck!

William Blake
Blake Publishing (http://www.blakepublishing.com) Offers PDF EBook Sales & Publishing Services including PDF format on word design templates, 3-D ebook cover design, e-book sales pages, graphic Headers, affiliate program, free Bonus ebook program and much more. http://www.blakepublishing.com/services.html

(C)2006 Blake PublishingNadiya Blog80387
Marian Blog97841

Tenerife's Golf Course Information

Tenerife's mild and sunny year-round climate makes it a golfer's dream destination and the island is home to a number of world-renowned golf courses. Golfers can play here virtually every day of the year and can vary their game by playing on a variety of courses, all of which are challenging in their own way. In the South of the island there are two 18-hole, two 27-hole and two 9-hole courses.

If you think you would like to live right beside a golf course, there is certainly plenty of choice of size, type and price of property for you. The property surrounding the Costa Adeje course is amongst the most exclusive in Tenerife, with modern, luxury villas commanding a price of around 1,600,000.00. In nearby La Caleta, there is a wider range of property with prices starting at around 220,000.00 for a one-bed apartment. Las Americas course is situated beside a smart, modern apartment complex, where a one-bed fully furnished apartment, can be bought for around 160,000.00. Golf del Sur and Amarilla Golf are both complete resort areas in themselves, having a mixture of new-build and older property, with prices starting at around 85,000.00 for a one-bed apartment.

Abama Golf; A brand new course located on the South West coast. Held the European Tour Event "Canary Islands Open" in October 2005. This world class course is situated on the South West coast of Tenerife within the 5 star luxurious Abama Gran Hotel, Golfing Resort and Spa Complex. Stunning Atlantic coastal views across to La Gomera. There are 18 holes, 7139yds par 72. Nine holes still to be built giving a grand total of 27. White sand bunkers. 26 lakes and over 34,000 Palm trees. Altitude: Lowest point 240 ft above sea level. Highest point 250 ft above sea level. Facilities: Club house, Pro shop, Driving range, Club hire, Buggy hire, Golfing academy, Practise course (3 holes). Green fee Rates vary from 72 for Abama hotel residents (October to April). Telephone: 00 34 922 126 700

Amarilla Golf and Country Club; Amarilla Country Club is located on the Southern coast. Opened in 1989. Held the second edition Tenerife Open in 1990, part of the famous European PGA Tour. Spectacular Atlantic coastal views with the backdrop of Mount Teide. There are 18 holes, 6258 yds, and par 72, links course. 9 Hole, par 27, Pitch and putt opened in 1999. Facilities: Club house, Pro shop, Driving range, Lessons, Club hire, Buggy hire, Horse riding, Tennis court, Swimming pool, Bar and Restaurant. Green fee Rates vary from 51 (October to April). Telephone: 00 34 922 730319

Costa Adeje Golf; One of the premier courses in Tenerife, built on a former coastal banana plantation with stunning views of both La Gomera and Mount Teide. Costa Adeje course is a truly spectacular setting to play the wonderful game. Architecturally terraced with dry stone walling. Located on the South West coast, 6 Km outside Playa De Las Americas. Opened in 1998. BMW 4 day event 1999. Spanish Open 2003. Ladies Open 2005. There are a fully developed championship course, 18 holes, 6823yds, par 72 course, 6 Par 3 holes, 6 Par 4 holes, 6 Par 5 holes. A separate 9 hole course called Los Lagos (The Lakes). 2445 yds, Par 33, 4 Par 3,4 Par 4,1 Par 5. Advance booking strongly recommended October through April. Facilities: Club house, Pro shop, Driving range, Lessons, Club hire, Buggy hire, Bar Restaurant. Green fee Rates vary from 54 (October to April). Telephone: 00 34 922 710000

Golf Las Americas; The busiest and most expensive of Tenerife's courses,located in central Playa De Las Americas (South). Beautiful settings including waterfalls, lakes and meandering streams with views to Mount Teide. Opened in 1997. Spanish Ladies Open 1998. There are 18 holes, 6908 yds, par 72. Advance booking several months in advance strongly recommended due to the popularity of this central location. Facilities: Club house, Cafeteria, Pro shop, Driving range, Lessons, Club hire, Buggy hire, Bar Restaurant. Regular 18 holes Greenfee Rates vary from 60,00 (October to April) to 90,00 (May to September) 9 holes Green fee vary from 55,00 to 40,00 Telephone: 00 34 922 752005

Golf Los Palos; Los Palos is located near Guaza in Costa del Silencio. Opened in 1994. Providing an excellent opportunity to work on the short game. The course incorporates a number of water hazards and bunkers set in front of the greens provide tricky approach shots on a number of holes. It's shorter length provides a challenge for all levels, beginner or professional. Set amongst palm trees, banana plantations and exotic planting this is a beautifully maintained course. Green fees are amongst the lowest in Tenerife.There are 9 holes, 914 yds, par 27. Facilities: Club house, Cafeteria, Pro shop, Driving range, Lessons, Club hire, Club hire, Buggy hire, Bar Restaurant. 9 holes Green fee vary from 18,00 to 22,00 Telephone number: 00 34 922 169080.

Golf del Sur; Famous for it's black sand bunkers and a tough test of the game Beautifully presented and has excellent clubhouse facilities. Designed by Pepe Gancedo and with 27 holes on gently sloping ground this course still remains the number one choice for golfers in Tenerife. There are 27 holes, various pars. Links / South 5426 Par 70 North / Links 5382 Par 70 South / North 5870 Par 72. Facilities: Club house, Cafeteria, Pro shop, Driving range, Lessons, Club hire, Buggy hire, Bar Restaurant. Regular 18 holes Green fee Rates vary from 80,00 , 9 holes Green fee vary from 40,00 . Telephone number: 00 34 922 73 81 70 Tenerife offers a wide and varied selection of golf property.

Golf courses are not only expensive to build but expensive to maintain,especially on such a small island as Tenerife, in the Canary Islands. The lack of rainfall means expensive water has to be used for daily irrigation. It therefore makes sense for developers to build real estate on the actual courses. The golfer and non golfer alike are prepared to pay for quality villas and apartments on golf courses. Not only will the property often afford panoramic views of the golf course, they are away from the tourist crowded resorts. Costa Adeje Golf course is amongst the most exclusive addresses in South Tenerife property. The villas here are luxurious to say the least, often with the private swimming pools directly overlooking the greens down to the sea and Costa Caleta. Amarilla Golf is definitely an area to invest in, with the development of the new marina there, it is being regenerated. Golf Del Sur remains a favourite to buy Tenerife property with many golfers and studios, apartments to detached villas are properties for sale here. Playa de Las Americas Golf is a great resort for the fly to let investor, as close to town, 18 hole course and many onsite facilities for the holidaymaker. If you are a fly to let investor, remember the golfing tourist expects to pay high rents for the convenience of course-side properties.Tenerife golf real estate is ideal for golfers, couples and families, most of the courses are resorts in their own rights, with shops, bars and restaurants onsite.

Tony Riley has 15 years experience in the market as Managing Director of http://www.tenerifepropertyconsultancy.com.Millie Blog26490
Marget Blog35330

Basic Affiliate Internet Marketing

All of us would love to make a little more money. Sometimes just a little to supplement an income can be a huge help. Today it is easier that you think to get a little extra cash in your bank accounts. Most of us today have our own personal websites. We can get them for free and use them as a method to keep others informed of what we are doing. You can actually turn your website into a way of making some extra cash for you. By placing some audio books on your site, you have the potential to earn some cash.

When people go onto your site, if they see an audio book that is interesting and purchase it, you receive what is known as a referral payment. Gradually your earnings will increase as your website gets viewed.

You're not likely going to get rich with just your own personal website. However, it is a way to get started. There may come a time when you create another site and you can start turning this into a money making venture as well. You could sign up for an affiliate program and make money through their ads. To do this well you need to think of an appropriate affiliate program that readers of your site would appreciate. For example, if you site is about pets, you may want to look for affiliates that work with pet supplies, pet food or veterinary services.

Once you have a site up and running, you need to get a list of affiliate companies that will give you their advertising banners. There are loads of companies on the net that will help you. You can also get performance statistics on them as well. You will be able to track how much you will earn and how you will be paid.

Two companies that are incredibly popular are commission junction and link share. These will both help you find affiliates for your website. They have loads of good, accurate information available on what companies would be best and how well they perform.

Signing up for one of these affiliate programs is easy. You will be asked for personal information so don't be put off. This is necessary because they will be paying you commission money. You’ll be expected to give your social security number as well as take information. Once you sign up you will need to think about which programs to choose.

Commission junction has all of the information available on which companies pay which rates of commission. They also have information on how well and timely they make their payments. If a company is a shaky reputation, commission junction will know about it.

Another option is to sell audio books for your niche. Audio books have become very popular in the last few years. People enjoy the convenience of listening to books rather than reading them.

If you are looking to make a little more money then it is easy. Why not take the first step and turn you personal website into a way to make cash. Fill up those blank spaces with audio books and let the money roll in. you can always expand and create different websites. Affiliate programs are great ways to help you earn money. You can start off small with your own site and then expand into other areas. Eventually, you could build your own affiliate business. Look into affiliate marketing. It could be quite lucrative.

Juliette Lee is the editor and CEO of http://www.MyAudioCompanion.com. To find the best audio book titles, please visit http://www.MyAudioCompanion.comMarlena Blog29848
Miquela Blog23158

Online Payday Loan For Fast Approved Easy Finance

Salaried people often do not have any income source other than their regular salary. Because of the dependency on the salary, they finish off the pay by the time the month has advanced a bit. So in case of some urgency or even for regular works they have to borrow. But fast approved loan is what they always look. This and other requirements are well met through online payday loan.

Online payday loan is called so because it is provided by online lenders. One of many advantages of online payday loan is that it is approved fast and the loan amount is in the hands of the borrower within 24 hours. Process of applying online is very simple. Every website of online payday loan provider has an online loan application. You fill some basic information like loan amount, purpose of the loan and personal details and with a click of the mouse the application reaches to the lender for processing. After confirming the information the loan is instantly approved.

Online payday loan is basically an unsecured loan as generally no collateral is offered by the borrower. Borrowed amount is so small that collateral becomes unnecessary. Still to secure the loan in other way the lender may ask for a post-dated cheque from the borrower. The cheque consists of borrowed amount and lenders fee. At the repayment time, lender deposits the cheque in borrowers bank to withdraw the loaned amount and the loan is paid back.

Other requirements to be fulfilled by the loan seeker include a bank statement, proof of monthly income and employment. This assures the lender about repayment capacity of the borrower.

An amount ranging from 100 to 1000 can easily be borrowed from online payday loan providers. Any greater loan will depend on high monthly income and good credit history of the borrower. A slight disadvantage is that the loan is of higher interest rate. This is because the loan is a short term loan and being unsecured the lender has certain risks. Higher interest rate should not bother the borrower as he can payoff the loan in say two weeks and does not carry the burden.

Before making an online payday loan deal, make sure to compare different loan packages on offer. This way you can arrive at a suitable package.

Online payday loan gives you an opportunity for taking a loan even if you have a bad credit history. Assure the lender about your repayment capacity and intention to pay back the loan and it is in your hands. Make sure that you pay off the loan in time to avoid higher interest and fee.

Tim Kelly is an expert in finance having completed his LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University. He is currently working with BestPaydayLoans as a financial advisor. To find Online payday loan, Bad debt secured homeowner loans, Homeowner personal loans, Cheap homeowner loans in UK that best site's you need visit http://www.bestpaydayloans.co.ukNadean Blog45612
Marline Blog76404

How To Use The Affiliate Program Directory

Affiliate program directory is indeed a suitable way to start making money on the Internet. You neednt be a computer freak to do this, you just need to gather some useful information about different offers and start making the best of it. You can find a lot of companies queued in an affiliate program directory. It offers you many resources for associates. By using an affiliate program directory you can review the different programs that are available.

The affiliate program directory also offers tips for associates, sent to your email by newsletters. You can make whichever option you find suitable. You can choose every company that you fall for. With an affiliate program directory you can make comparisons between different companies and offers, thus choosing the most profitable for you and your budget. You can browse through the different companies that offer you possibilities for getting into the online business. You can see their offers and make your choice.

The affiliate program directory helps you to look at the offers more closely and find out whats wrong and whats right about them. You can log in and view the forums and also post comments to ask people about the online businesses of a certain company. I can get various responses to your question, thus ensuring yourself that you have the best perspective of looking at different companies and their offers.

You can always find as many offers for working online as you want. You just need to find an honest program, compatible with your budget and abilities. The affiliate program directory can be used to provide you with clear ideas about each companys offers , thus ensuring that you will not get deceived by someone. Use this tool as a helpful way to get you out of the business jungle and show you which offers are the best. An affiliate program directory is a priceless tool, of which you can avail of to get what you want from your online business partners.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning finance. Get the information you are seeking now by visiting http://www.bestxchange.com/financial-information/finance/how-to-use-the-affiliate-program-directory.htmlMerilee Blog8055
Millicent Blog84828

Ebook Review: The Part Time Plan

EBOOK DETAILS

File Size: 2,387kb Zipped, 2,447kb Unzipped.
Number of Pages: 67
Format: Adobe Acrobat (.pdf)
Subject: A guide to gaining massive success on the Internet through a part time effort.
Other Information: Can be bought with Jim Cockrum's other ebooks The Silent Sales Machine Hiding on eBay and How to turn Auction Traffic into Cash as a discounted, package deal.

ABOUT JIM COCKRUM (AUTHOR OF THE PART TIME PLAN)

The author Jim Cockrum, is a self confessed eBay freak. He also runs "Creative Ebay Selling," the Internets largest eBay success newsletter with over 100,000 subscribers and growing by the day. Jim has helped launch multiple Internet businesses and has used the Internet as his sole source of income since 2002.

ABOUT THE EBOOK

The Part Time Plan is Jim Cockrum's third Internet Marketing ebook. In The Part Time Plan Jim explains how you can make money on eBay utilising the "obvious strategy" and the "not so obvious strategy." The "obvious strategy" is just general selling of items on eBay. However, the "not so obvious strategy" involves implementing more creative strategies on eBay to make your money. The topics covered in The Part Time Plan include:

Proof of Jim's Online Income!!
Details of the Obvious Strategy!!
Details of the Not So Obvious Strategy!!
The tools you will need!!
Selling information products on eBay!!
Automating your eBay Information Business!!
Using eBay as a Marketing Tool!!
Using Amazon as a Marketing Tool!!

The Part Time Plan begins with Jim providing proof of his online income. If you have been a member of Jim's "Creative Ebay Selling" newsletter for some time or have previously read one of his ebooks then you probably know most of the information in this chapter. However, if you need proof of Jim's online credential then this chapter explains them very well. In the chapter Jim shows how he was ranked number one at ClickBank with his ebook The Silent Sales Machine Hiding on eBay, and also the huge amount of traffic generated by his website http://www.silentsalesmachine.com/, using screenshots as proof.

Next Jim moves on to describe the "Obvious Strategy" for making money on eBay. The obvious strategy is not the main strategy Jim wants to teach in The Part Time Plan, but he says it can make you money. According to Jim about 95% of eBay sellers implement the "Obvious Strategy" which is simply selling as many highly profitable items as you can. In this chapter Jim emphasises the importance of finding a niche if you are going to implement this strategy and also includes a very informative article on finding a product to sell on eBay or anywhere else online. He also provides links to his favourite wholesale sources where you can purchase products to sell online. Jim then goes on to provide a very valid criticism of the "obvious strategy" on eBay, and one which many people do not consider. Overall, I found this chapter very informative. If you sell on eBay and are not currently implementing more creative ideas to boost your income then this chapter highlights why you really should be. Jim explains his ideas very well, in a clear, concise fashion, and provides valid reasons as to why you should not limit yourself to this strategy.

Following this Jim goes on to explain the "Not so Obvious Strategy." In this chapter Jim explains how even if you use the "obvious strategy" that you can generate additional revenues by also implementing more creative ideas. Jim then goes on to explain identifies four types of sellers on eBay. The four seller types are those with; "Low Creativity and Low eBay Abandon", "High Creativity and Low eBay Abandon", "Low Creativity and High eBay Abandon" and "High Creativity and High eBay Abandon." In the Part Time Plan, Jim explains each of the four seller types and the various disadvantages of three of them. He then goes on to explain why the best type of seller to be is one with "High Creativity and High eBay Abandon." This section further highlights Jim's view that you should not just limit yourself to the "obvious strategy" on eBay. He outlines all the benefits of being an eBay seller with "High Creativity and High eBay Abandon" including extra free time and not being tied to eBay. Overall, I found this chapter to be another excellent section. Jim explains his "not so obvious strategy" by comparing it to the different types of seller you will find on eBay. By doing this, Jim really manages to highlight the benefits of his "not so obvious strategy" in comparison to those who solely operate "the obvious strategy," which include additional revenue for very little additional work and not being tied down to eBay.

Jim then moves on to explain how to implement the "not so obvious strategy" by selling information products. Jim begins this chapter by providing a list of products that have helped sellers achieve success using the "not so obvious strategy." He then goes on to explain why you should sell information products. The benefits include high profit margins, a high degree of automation and much more. Jim then moves on to explain how to get ideas for your own information product and how to test if your ideas will be successful. Next he lists a number of topics which are proven best sellers. Jim then moves on to explain how to sell more physical products (if you do already sell them) using information, and then he moves on to list some backend strategies to generate more sales. Jim then finishes the chapter with the story of his best selling ebook, The Silent Sales Machine Hiding on eBay and how he achieved that success. Overall, this chapter provides a very good summary of how you can create your own information product. Although there are ebooks out there that focus solely on this topic and describe it in more detail, Jim explains how to get ideas for your information product and then how to use this information to be successful. He then summarises with the story of how he did it himself. Although it is not the most detailed information you can get, Jim puts it together in an easy to follow, easy to implement way which is ideal for those who are looking to sell their first information product.

The next chapter focuses on the tools you will need to create and sell your information product. For each of the tool types Jim outlines the following tools: DIY (Do It Yourself which is very cheap or free), DIY with Help (Do It Yourself with a bit of help which costs a bit more) and Full Service (Paying someone else to do the job, which is fast and easy but costs the most). In this chapter Jim outlines tools for the following tasks; Product Creation, PDF Creation, Ebook Cover Creation, Editing, Website Creation, Autoresponder (Email List Management), Accepting payments on eBay, Accepting payments on your own Website, Product Delivery after an eBay sale, Product Delivery from a Website and Customer Support. Overall, I found this chapter quite informative. I was already aware of some of the tools Jim mentioned but others are new to me, meaning that I have benefited in some way from this chapter.

In the final chapter Jim provides you with some tips for selling on eBay. These tips include; how to generate leads, what the best price points for selling your product are and when the best times to end your auctions. I have mixed feelings about this chapter. Some of the tips are excellent but some seem simply common sense.

Jim also includes three bonuses at the end of The Part Time Plan. The first is "Run your entire eBay business without ever logging on" which is a video by Jim explaining how you can do just what the title says. The second bonus is "Use the power of eBay as a marketing tool" where Jim explains two creative ideas to draw visitors from eBay to your website. Both of these bonuses are an excellent addition to the ideas in The Part Time Plan, as when implemented they allow you to save time and generate additional traffic. The third and final bonus is "Using Amazon to generate additional traffic" where Jim explains how you can use Amazon to get additional visitors to your website or eBay store.

Overall, The Part Time Plan is a good ebook for those who are beginners in the Internet Marketing world and have not read any of Jim's previous ebooks. However, if you have already created your product, or you are an avid follower of Jim and his work, then there is little new information for you here. Most (but not all) of the information in this ebook can be located in Jim's previous two ebooks The Silent Sales Machine Hiding on eBay and The Part Time Plan and his "Creative Ebay Selling Newsletter." As a standalone product, The Part Time Plan is a very informative ebook that details how you can generate extra revenue using information. Jim explains all his ideas very clearly and backs them up with examples of how he has done it. If you are currently selling on eBay and looking for a way to generate extra revenue then The Part Time Plan is a good text to get you started. However, if you have been following Jim Cockrum for some time then you may have already been presented with the majority of the information within The Part Time Plan.

GOOD POINTS

Teaches you how to be more creative on eBay to generate additional revenue.
Jim's ideas are explained clearly with relevant examples that beginners and experienced seller's can both follow.
Provides you with simple but effective methods to find an idea for your own information product.
Provides a comprehensive list of tools you will need to sell information products on eBay.

BAD POINTS

Some of the services Jim recommends require additional expenditure.
If you have been following and reading Jim's work for some time then you will find few new ideas inside The Part Time Plan.
There is a little bit too much self promotion of Jim's other products inside The Part Time Plan.

HOW I HAVE GAINED FROM THE PART TIME PLAN

I didn't actually learn that much from The Part Time Plan as I have been a long time subscriber to Jim's newsletter and also have purchased his two previous ebooks The Silent Sales Machine Hiding on eBay and How to turn Auction Traffic into Cash. However, I did come across a number of tools that I was previously unaware of through The Part Time Plan.

Tom Parker offers many impartial ebook reviews just like this one at his website http://www.theebookcavernreviews.co.uk/. Tom also runs a free newsletter for ebook sellers which you can join by sending an email to: newsletter@theebookcavern.co.uk. Please include this bio when reprinting.Maren Blog66873
Marilee Blog81398

Vocational Schools That You Can Find In Ohio

Joanne didnt have any idea what to take up in college. The reason could have been because this person got pregnant at the age of 16. Despite the challenges, the woman was still able to finish high school a year later than this persons friends.

A few years later over a cup of coffee with some friends, this person thought of going back to school. Joanne may have been clueless that time but was thinking of pursuing business in a vocational school nearby.

Seeing that Joanne was kind of determined, the friends decided to help out in this endeavor. The first thing that had to be done was to check out the various schools in the Internet and see the programs that were being offered.

Joanne didnt want to study for another four years to get a degree. This helped the friends narrow down the choices to vocational schools that were close by in the state of Ohio.

The first one that sounded interested was the Cincinnati State Technical and Community College. The school offered business administration and management. The program will last 2 years and this could be longer should Joanne is a single mother.

Columbus State and Community College is also another good choice to get that degree. Though this place did not offer business administration, it offered other degrees that can also be finished in a span of two years. The nice thing about the program is that the student can transfer to a 4-year program after completion.

Kent State University offered business and computer management. Some consider this the best of both worlds because people live in an age where technology is at its peak and has the potential of going further in the future.

Before choosing the vocational school to go to, Joanne had to check the how much the tuition was and how reputable the institution is in terms of the success rate of applicants after graduation.

Seeing that many are accredited and offer career counseling to students, Joanne will not have a hard time after getting the degree.

The only thing the person needs to quality for a vocational school is a high school diploma and the results of the General Education Development Test or GED. Since Joanne took this a few years ago, the process of applying will not be that difficult compared to those who dropped out of high school because of teenage pregnancy.

This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on Vocational Schools & other useful information, please visit http://vocational-schools.articlekeep.com.Mandie Blog96480
Max Blog69822

The Power of Commitment

Not long ago, a young friend wrote me saying something like this...

"Hi Tony, I wanted to share a quote with you."

"You're probably already familiar with it, but, in case you're not, I think you'll like it because it's similar to one of your favorite quotes by Wallace D. Wattles."

"Here it is:"

"Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative (and creation), there is one elementary truth the ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then providence moves too. A whole stream of events issues from the decision, raising in one's favor all manner of unforeseen incidents, meetings and material assistance, which no man could have dreamt would have come his way."

"I learned a deep respect for one of Goethe's couplets:"

"Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it!"

I was already familiar with this quote by W. H. Murray (William Hutchinson Murray, 1913-1996) from his 1951 book entitled "The Scottish Himalayan Expedition", but, until my young friend's email, I'd long forgotten just how good it was.

Did you ever wonder why most people don't get what they want (and, quite frankly, most people don't!)?

Well...

I'll tell you why...

I'll tell you *exactly* why...

Most people don't get what they want because they've never made a *firm decision* as to *exactly* what it is that they want.

In other words...

They don't *really* know what they want.

They may think they do...

But...

The bottom line is...

They don't!

And...

Out of the very few who've made a *firm decision* as to *exactly* what it is that they want...

Even fewer...

Only a tiny handful...

Have *committed* themselves to getting it by *beginning* to move toward what they want...

Thus...

Tapping into the power within themselves...

The power that causes, as W. H. Murray wrote:

"A whole stream of events issues... raising in one's favor all manner of unforeseen incidents, meetings and material assistance..."

Of all that Wallace D. Wattles wrote, there's one passage, the one my young friend was referring to, that I refer to more than all the others combined. I've quoted it or from it in my replies to hundreds of questions. It forms the very "core" of my personal philosophy.

Here it is...

It comes from his book "The Science of Being Great":

"Have perfect faith in yourself and in your ability to cope with any combination of circumstances that may arise. Do not be disturbed if you are alone; if you need friends they will come to you at the right time. Do not be disturbed if you feel that you are ignorant; the information that you need will be furnished you when it is time for you to have it. That which is in you impelling you forward is in the things and people you need, impelling them toward you. If there is a particular man you need to know, he will be introduced to you; if there is a particular book you need to read it will be placed in your hands at the right time. All the knowledge you need will come to you from both external and internal sources. Your information and your talents will always be equal to the requirements of the occasion. Remember that Jesus told his disciples not to worry as to what they would say when brought before the judges; he knew that the power in them would be sufficient for the need!
s of the hour."

That very same power is in you!

So...

"Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it!"

Copyright (c) 2007 Tony Mase

Tony Mase is a serious student of the works of Wallace D. Wattles and the publisher of "The Science of Abundant Life" ebook by Wallace D. Wattles... http://www.thescienceofabundantlife.comMarquita Blog55297
Marie Ann Blog56128

Cruise Jobs - Five Tips For Getting Hired

How will I find my dream job on a cruise ship? Who will hire me? What do I need to know? Where will I get tips for getting hired? You will find the answers to these and other questions about working on a cruise ship if you read the following excerpts from Mary Fallon Miller's book 'How to Get a Job with a Cruise Line'. You'll get to know how much they will pay you, what you'll be doing and how long you will be doing it.

Imagine what it takes to operate a floating resort - a virtual city. That is what a cruise ship is. It employs experienced workers in over three hundred kinds of jobs to run this kind an enterprise. Here are some good tips for getting hired! Those people that are seasoned in the entertainment industry will be considered first - and then if you are proficient in such occupations as hospitality, tourism, restaurants and bars, teaching, childcare, sales, customer relations, gaming, marketing, fitness, health and beauty, medicine and healthcare, administration, banking, accounting and financial management, your skills will also be in demand.

Cruise lines hire dependable, competent people with outgoing, positive attitudes, students, career-changers, retirees - "people" people, who enjoy working with others. Your number one priority as a cruise line employee is to provide a safe, fun and memorable vacation experience.

To get hired on a cruise ship you need to: Know the players - Royal Caribbean International, Princess and Carnival are known as the 'Big Three', with the largest fleets in the industry. These employers should be at the top of your list. Choose jobs that interest you - Practice public speaking whenever possible, study a foreign language or get your CPR or Lifesaving Certification. Sell yourself - Apply early and often - but don't pester the Personnel Office by phone. Send follow up letters and resume updates. Great tips for getting hired!

The cruise industry hires year-round and seasonally. Most employees work for a period of six to nine months with one to two months off. Many departments add staff for holiday cruises, and peak sailings through winter and spring. Doctors and nurses can find year round employment or assignments as brief as two to three months. Peak hiring times for youth counselors? Holidays and summer - perfect for students or teachers who love to travel. List your specific dates of availability (e.g. from May 15 to Sept. 1) so the Personnel Office knows how to schedule you.

The pay compares to good jobs ashore - plus you save a lot of money because most expenses are left behind. On board ship your room and meals are included. No more rent, grocery, electric, or gas bills! You can bank your salary and tips, or blow it all in ports of call. Sample current pay ranges: Casino Manager: $2,000-3,000 per month (revenue sharing.) Gift Shop Retail Sales: $1,000-1,500 per month (commission included.) Hairstylist / Beautician: $1,000-1,300 per month (tips included.) Shore Excursion Manager: $1,800 - $3,000 per month, plus commission.

If you really are interested in learning how to get a cruise ship job, you'll need to know what you want to work at, find out who's hiring, determine how to get hired, establish whether it is year-round or seasonal employment you'll be involved with and how much they will pay you. Make a plan and stick to it! Try this site for more tips for getting hired for a cruise ship job: http://www.tinyurl.com/neue2

Keith Valentine began his career at 16 in the Royal Air Force and has worked in the materials management and information technology industries for years. Now 52, he writes online articles about his experiences in the work force. For more career stories and tips, visit the Employment Site at: http://101jobs.blogspot.comMatty Blog38274
Marie Ann Blog56128

Will Health Insurance Really Save Money?

Health insurance is a type of an insurance whereby the insurer pays the medical costs of the insured, if the insured becomes sick due to covered causes or due to accidents. A health insurance policy is a legal binding contract between the insurance company and the insured.

Health insurance benefits are many. Health insurance is termed also as accident insurance, sickness insurance and medical insurance. Health insurance is purchased generally, with no assurance of renewability and if renewable no guarantee that premium rates will not increase.

Before getting the health insurance a person who wants to insure, may ask to fill a comprehensive medical history. In that they came to know about whether the person suffered from any disease or he/she has some bad habits such like that. Regarding that the person can claim for insurance with some restrictions.

In our scheduled commitments its very essential to maintain our healthcare in the day-to-day life. You can save money for health insurance by joining in an association that allows members to get together in a local chamber of commerce for the insurance. The money we spent for health insurance will be affordable like our day to day expenses.

Health insurance costs rising in all the time. Many people feel that they cannot afford for health insurance. Some feel they dont need it, because they are healthy and fit. But its wrong. If you think that you need health insurance, there are lots of ways to get affordable health insurance for yourself and to your family. It is a protection against the health problems that could happen in the future. Its a precaution. We have to go by the proverb Prevention Is Better Than Cure.

Health insurance can be classified into two classes- indemnity plans and managed care plans. The basic difference between the two is that while in indemnity plan the insured has the right to approach any doctor and get indemnified of all or a part of the medical expenses; in managed care plans, the insurance company will restrict the insureds choice of doctors and hospitals. The insurance company has entered into an arrangement with select doctors and hospitals for the health care needs.

Each health insurance company has its own set of policies and procedures. If you have a large claim, you will want to review the rules especially carefully. Many claims are denied over a simple technicality. Knowing the process is likely to help you make sure your claim does not get denied.

Remember, insurance companies are hoping that you will not need medical services. That is how they make their money. If you don't use your insurance, the insurance company just gets to keep it. You will notice that the bigger the claim, the more paperwork you will need to fill out and the more red tape you will need to wade through.

If you receive medical services that should be covered by your insurance, make sure that the doctor or hospital files the appropriate forms. Make sure that you file any forms that you need to in a timely manner. If you have any questions, call the insurance company directly and find out the answer. Make notes of whom you speak to and when.

Health insurance really saves your money. In case, if you met with an accident or you suffer from severe attack. That time you may not in the position to spend that much of amount. But if you applied for a health insurance, it may saves your money otherwise you can claim for the amount that you had spent. In some cases they may not take into account about insurance that time you may spend your money and later you can claim for the amount you spend by providing proper documents and you can reimburse the amount you spend on it, if its reasonable according to the instructions.

Insurances can be manage by both lower and higher level peoples. Every state has a Medicaid program but the requirements vary from state to state. All you have to do is to fill out the application and submit the documentation about your finances. This program covers the insurance needs of the entire family including dental care, eye care, doctor visits, emergency care, prescriptions and more.

Another option for cheap health insurance is to look on the internet. There are lot of companies that offers different type of health insurance plans. It is possible to find out the perfect for your family. The costs vary from one to other, so its in your hand to verify about it and choose a better company among others. Any way health insurance safeguards your family from the expenses that you spend for your health.

Caroline Mercy is a SEO copywriter for California Health Online as well. She has involved herself in this field for more than 3 years. For further details related to the article you can visit the site http://www.californiahealthonline.com. You can contact her through mail at caroline.mercy@gmail.comMargarethe Blog27587
Marje Blog30420

Sell Real Estate FAST With A "Seller Second"

The real estate market has been showing signs of slowing and more and more properties are advertised for sale; however, one real estate transaction type is gaining in popularity and that is the "seller second". In such a scenario, the seller holds a second mortgage allowing the buyer to purchase the home with little or no-money-down. The down payment or a portion thereof is effectively financed with the "seller second".

Since the first mortgage balance will be less than 100% of the sale's price, there is a lower inherent risk to the first mortgage lender who in turn is willing to approve a buyer who would otherwise not qualify for a no-money-down first mortgage. This dramatically increases the pool of potential buyers and that leads to a quick sale in today's market.

Typical minimum credit score requirements for a no-money-down loan are 580 or above; but, with the assistance of a 5% (5% of the sale's price) "seller held second", a buyer can purchase a home with a 550 credit score. With a 20% seller held second, a buyer with a 500 credit score can buy a home no-money-down. With a 35% seller held second, there are no credit score requirements for the buyer.

After closing, the buyer will have two monthly mortgage payments, one payment to the first mortgage holder and a second payment to the seller. The second mortgage is typically structured as a thirty-year amortization with a five-year balloon. At the end of the first year, the buyer can refinance the first and second mortgage into one new first mortgage and at that time the seller will recoup the balance of the "seller second". In the meantime the seller will receive interest only payments from the buyer.

A year ago, it was a seller's market. Properties were selling as soon as the real estate 'for sale' sign was planted in the yard. At that time, it was not uncommon to hear of bidding wars in the driveway and the subject property would end up selling for more than the asking price. Now we are in a different market. We have entered a buyer's market. Properties remain listed for sale for periods of time that exceed a sellers comfort level. Driving down a typical street in Any Town, USA, one might see numerous 'for sale' signs and even signs reading the likes of "price reduced". Reducing the price of a house does not significantly increase the pool of buyers that potentially qualify for financing for that property and therefore, demand remains unchanged as the result of a price reduction. The solution can be found through offering a "seller second".

A "seller second" effectively increases the number of buyers that qualify for financing and subsequently increases the demand. FICO statistics seem to indicate there are approximately 25% of the scorable population in this country that have a credit score between 500 and 649. Offering a "seller second" to buyers in this range can turn them into qualified borrowers and happy homeowners.

To offer a "seller held second", a seller will need to have sufficient equity in the property. Also, sellers need to understand that there is a risk of default by the potential buyer.

Paul Jerome is a mortgage expert and contributor to Seller Helps Buyer LLC Seller Helps Buyer provides a format for sellers to showcase properties 'for sale' that are accompanied by a 'seller held second mortgage'. Marjie Blog51991
Nanci Blog28828

Avoid Being Scammed With Work At Home Opportunities

Working at home is something that many people are interested in, but few actually attempt because of the fear that all of these opportunities online are scams. However, there are many legitimate ways to make money online and we are going to outline in this article how you can make money online and protect yourself from being scammed.

Working at home online is expanding rapidly as is the Internet. There are thousands of options for net entrepreneurs who make money through creating web sites, offering web services, or selling products online. The market has expanded rapidly over the past few years as the Internet has grown and there is something that everyone will be interested in and profit from.

What Are Scams

Unfortunately, there are a number of people on the Internet that are out to scam you and take your money without giving you any value or what they promised. This is a real threat that prevents many people from pursuing creating an online business but is one thing that you should not let bother you. The key is to be careful with whom you deal with online and to do your homework before you make a purchase. The key is to identify the scams before you spend any money.

How to Identify the Fraudsters

Identifying the scams is very easy. You just need to make sure you get a number of unbiased reviews on the company or individual you are dealing with. A great way to get this information is to search the web on the company you are looking to make a purchase from and check what other users are saying about them. Make sure you are getting these reviews from an unbiased 3rd party or your information will be incorrect which could lead you directly into a trap. Use Google or Yahoo! to get the information you need quickly and for free.

You should also be sure to check the latest reviews on forums as they are the best place to get multiple reviews quickly.

Identifying scams will only take you a few minutes and could save you hundreds or even thousands of dollars annually. Pretty soon, you will be able to identify the scams and help others save their time and money.

Places to Report Scammers

When you do read about somebody getting scammed or get scammed yourself, get back at the company and protect others by reporting them. You can report them to the FTC, Federal Trade Commission, so that they can deal with the matter legally, but be sure to visit forums and other online communities with users who may be interested in the product that the scammers offer and are subject to their trap to warn them about the scam so that they can save their time and money. After all, others are doing the same thing for you so you might as well return the favor. Reporting the company to the BBB or Better Business Bureau is also a good option. Just be sure to let others know of your experience.

Getting Refund from Scammers

If you do get scammed by scammers, be sure to get your money back. One good thing about online payments is that you do not have to use cash to buy products, but rather, must go through a third party payment gateway such as PayPal or eGold among others. These systems are well aware of the scams and do everything in their power to get the money to its rightful owner. So, if you have been scammed by someone online, be sure to make every attempt to get your money back. Contact your payment gateway support team or credit card issuing bank, tell them about your situation and open a dispute. They will take the time to look into the matter to assure that the rightful owner is awarded the money that they lost.

Legitimate Ways to Find Genuine Work At Home Jobs

There are legitimate ways to make money online, just be sure that you do not fall into any sort of trap. Always deal with reputable companies over other unknown programs and be sure to be very careful in what your purchase and who you purchase it from. To avoid scams, put the time that is required to research the company you are dealing with and be sure to get multiple opinions from multiple unbiased sources so that you can be sure you are not getting scammed. Also, check the BBB, Better Business Bureau, records to get official information about the company you are dealing with. If you are dealing with an individual, be cautious and make sure that they have a good reputation as you will not be able to find many reviews or anything in the BBB or another official resource.

Last but not least - Do your homework and you will be fine in your online endeavors.

Vijaya Kumar is an online business entrepreneur with 5+ years experience. He currently administrates several successful websites including http://www.makemoneyfromonlinejobs.com/ and http://www.bestonlinejobs4u.com/ which provides a scam-free database of online money making opportunities.Marleen Blog16589
Mariya Blog20854

Boost Your Business With Effective Financial Management

Working Capital, to put it briefly, refers to a business organization's total current assets (short-term ones), marketable securities, accounts receivables, inventory, and cash. Management of the financial segment is a great responsibility that demands equal attention on investments as well as sources of income (both long term and short term). In fact, a business firm can never enhance its value if it fails to survive initial hiccups in the short run. Hence, efficient management of finances is essential for any business to survive.

Strategies to finance short-term working capital needs much greater attention than are usually practiced. Precisely speaking, there are two short-term working capital financing options; business cash advance programs and short-term commercial mortgage loan programs that have been often overlooked. But these two working capital funding options are excellent for small and new business ventures to ward initial financial obstructions off their way. Business cash advance is one of the best financing options for businesses accepting credit cards as mode of payment. Speaking of benefits, business cash advance offers great help even to prospering businesses. For instance, even thriving businesses need working capital that might not be borrowed from a bank. Under these circumstances, business cash advance or merchant cash advance programs come to the rescue. Retail chains, bars, and restaurants, service businesses are highly benefited from these finance programs.

Receivable factoring or "credit card factoring" is another unique working capital management strategy, whereby the businesses sell their future receivables at a discount. However, it is not possible for all small businesses to document their receivables in order to qualify for this financing option. The documented sales volume and credit card sales activity of these small businesses serve as financial asset to attain a business cash advance or a merchant cash advance.

Not negating the importance of short-term working capital loans, it is also necessary to understand the importance of long-term working capital management. While planning to finance your business long-term, make sure to get hold of a long-term commercial mortgage for at least 15-20 years. In a few cases though it becomes essential to avoid long-term commercial mortgage loans and opt for its short-term counterpart. This would especially be applicable for those who intend to sell or refinance their business within one to five years. In fact, availing short-term commercial mortgage loans comes with the added advantage of negating prepayment penalties and "lockout" fees, normally associated with long-term loans.

There are few lenders providing effective services for both these financial strategies. Hence, working capital loan in the form of business cash advance programs or commercial mortgage loans should be chosen with great care.

Suzanne Macguire is an Internet marketing professional with expertise in content development and technical writing in a variety of industries.Meris Blog75486
Marlyn Blog36474

Want To Become A Super Affiliate Marketer?

The humdrum existence of going to the office day after day doing the usual 8 to 5 shift is a trying task for those who have lived all their lives doing so. This is why the convenience of doing work at home under amazingly flexible working hours is a dazzling prospect to them. Doing work at home that is as fulfilling as having a career working for a computer on the 19th floor of a skyscraper is already a possibility in these modern times. This is because the jungle-like network that is the Internet has given birth to a business that has given some people practically new lives doing nothing but so.

This particular business allows people to work at home under flexible working hours. There is no boss to scream around putting pressure on everyone about the deadline at hand. There is no clutter of messy paperwork that needs to be completed the soonest possible time. Conveniences such as these are experienced by those who are into affiliate marketing, the newest way to earn money without having to go through all sorts of routine found in regular employment.

Those who have been in the business long enough can attest to the fact that it is a lucrative business indeed, one that can actually give people things that they could not possibly possess or experience under ordinary circumstances.

The business called affiliate marketing involves an affiliates promotion of a merchants website. Here the website owned by the affiliate is made to advertise and market the website of the merchant through the affiliate program that they run. Whenever someone clicks on the merchants website promoted by the one owned by the affiliate, the affiliate is given a commission. This is in recognition of his effort in helping the merchant make a sale.

The system involved in affiliate marketing seems easy, but it also takes a lot of diligence and perseverance for one to be able to penetrate it thoroughly. Those who want to get into this type of business should possess the necessary skills to be able tread through the industry with confidence and self-assurance. Still, other factors are needed by one to be able to really break in. Knowledge about the business at hand is very important as it dictates the actions that are to be done by people who are into it.

The leading figure in affiliate marketing is the super affiliate. He or she is basically an e-mail marketer who collects large databases of e-mail addresses through newsletters. Super affiliates are also those who know the business even better than affiliate managers as a result of their knowledge about the affiliate marketing industry inside out. Those who want to be super affiliates should know that becoming a super affiliate is not easy, because it takes a lot to be able to master the marketing craft.

Becoming a super affiliate means having ones own website and auto responder. These tools will help a lot in ones facilitation of the business. Building ones own list is another. Creating a loyal customer base and taking care of it is one secret that successful super affiliates have. Making good customer relations is also important if one wants to be a super affiliate to reckon with.

Continuing to market to the people on ones list is another must if one wants to succeed as a super affiliate. Sending out quality content in lieu of ads is an advantage as products are marketed better whenever enough information is given about them.

Building traffic to ones own site is also one of the most essential points in the affiliate marketing business. Making ones affiliate links his own business will allow him to build a strong relationship with his customers, enabling him to market to them over and over again.

The most important thing one should remember if he wants to become a super affiliate is to treat affiliate marketing as a business first and foremost. If he is capable of doing this, then he will never have to go back to the humdrum existence of working the 8-5 shift. A career as a super affiliate in the business, which will change his life forever, could possibly take that unexciting jobs place.

Clarence Binayu is the founder and Webmaster for http://www.virtual-guides.com. Here you can find FREE information on many subjects including business, automobile, travel, vacation, affiliate marketing, advertising, internet, sports, entertainment, technology, communication, fashion, home improvement, culture, education, society, science, politics, fitness and health. http://www.virtual-guides.com provides you with helpful guidance, tips and news update, from basic to the latest skills, knowledge and information, about these subjects.Max Blog69822
Maribelle Blog83451

Real Estate Asset Protection

The goals of Real Estate Asset Protection are:

Keep the ownership of the real estate anonymous. Anonymous Panama Corporations and Anonymous Panama Foundations do this extremely well; in fact better than any other jurisdiction we are aware of. Anonymous ownership of real estate reduces your profile as a target for lawsuits and collection attorneys can not go after something they do not know even exists.

If a structure of Anonymity is not practical the next best solution is to take away the attachable equity through the use of lawful mortgages and other encumbrances filed on the property locally by anonymous Panama Corporations or Foundations.

You should only use a Law Firm for asset protection so you have attorney client privilege. The law firm used should be out of the reach of the court where the real estate is located. If a lawyer in your country forms an offshore structure for you what are you going to do when he winds up in the lawsuit with you - defrauding creditors would be one possible allegation, or if he has the judge order him to open up his records concerning you. If you felt the courts, laws, judges, lawyers etc. in your country were fair and equitable you wouldnt be reading this. Dont make the mistake of using a law firm in another country which also has flawed privacy laws. The courts in his country will probably cooperate with the courts in your country.

As a last resort but still a valuable one the asset protection structure should present itself to your pursuing financial adversaries as so burdensome, onerous, confusing, time consuming and expensive that they will accept a settlement from you for a mere fraction of the debt in question. This is an often overlooked positive outcome that lets you keep your property and settle the debts for pennies on the dollar, sort of a bankruptcy without going bankrupt.

Detailed Information Follows:

Today many people in different countries are very worried about their real estate being lost due to court actions leaving them homeless or without their real estate portfolio. Real estate is not portable and unfortunately is one of the first things aggressive collection attorneys go after. Since the ownership of real estate in many jurisdictions is open and transparent, the real estate ownership rolls are often used to determine if a person has enough wealth to go after in a civil lawsuit, in other words it flags you as a target. Real estate ownership records are also used to accomplish identity theft since a lot can be learned about the owner from the public records like when the mortgages were taken out, from which company and for how much, the full names and addresses of the owners, etc. This information is then used combined with other public databases like drivers licenses, phone and utility records etc. to create a profile of the victim which is used to steal their identity. Lack of privacy is invasive and also encourages litigation and criminal activity.

So how do you protect your real estate in as anonymous manner as possible? Some sample strategies are briefly described below.

Mortgages:

One real estate asset protection strategy is to borrow against the real estate using mortgages or trust deeds. Typically in most jurisdictions the borrowed money is not taxable as income since it must be repaid. Usually one can borrow up to 80% of the value of the house. Collection attorneys will not spend money to go after a house with 20% or less available equity. This is also true concerning government collection agencies. It is felt that auctions in the courtroom or on the steps of the courthouse will not bring in more than 80% of the appraised value since these auction buyers are looking for a substantial discount. One important point to be considered is the collection attorney may want to know where the borrowed money from the mortgage is to see if it is within his reach like in the country concerned. If the money is offshore they rarely will pursue it. They are not lawyers outside of their country and must retain local lawyers who usually smell deep pockets and charge high fees for this type of service which will rarely ever has a happy ending for them. The country where the money is may be hostile to such collection actions as is very often the case and makes it hard for these cases to be pursued. These countries often dismiss these cases for lack of venue or jurisdiction. Also the collection attorney from your country often has to post a cash bond to cover court costs if they lose which again deters such actions. The potential problem with the above scenario is now you have a mortgage on property that may have been free and clear. You need to go through a credit check and reveal personal information much of it will wind up in public or semi-public databases like credit agencies databases. Now you have to make the payments and pay the interest rates. There are usually penalties involved if you terminate the lease early. Many of these loans have variable interest rates which can go up and now you have a blood sucking Mortgage Company on your property title. There is a better way.

Your own Mortgage Company:

There is nothing wrong with borrowing money from an anonymous Panama Bearer Share Corporation that to protect its interests places a mortgage on your property. You basically write a mortgage through your corporation to yourself to record on the title of the property you wish to protect. This requires a lawyer in the city where the real estate is to advise you as to how the mechanics and local laws will work when recording your mortgage and pertaining to it. You may need to fund an escrow in the area where the real estate is in some countries to validate the mortgage, but there are work arounds for this as well. After the escrow closes the loan is recorded against the property tying up the equity in the property reducing your profile as a target greatly. You could make the loan at more than 80% of the value like 99% if you so desired. The corporation or an additional corporation could be used to make a second or even a third mortgage. Of course your borrowed money is not taxable and but you do need to make payments with interest to your own corporation. This is a real loan. If one researches you or your real estate they will see encumbered real estate and someone thinking of suing you may think you are not worth the time and expense which is one of our goals. If someone does try to levy or auction your real property they will have to pay the mortgage off from any auction or sale proceeds and if the amount of the mortgage (LTV- Loan to Value) is at least 80% of the appraised value a sale for enough money to pay off the mortgage will be extremely unlikely thus they will not bother spending the legal fees and auction fees. Auction buyers are price buyers, not people looking for a certain home in a certain school district etc. Remember the Panama Corporation owning the mortgage has no listed owner anywhere so it is impossible for ownership to be looked up by a potential financial enemy sizing you up. In any event the obstacle of the mortgage makes normal collection actions immensely more difficult for them if they should try to pierce through the corporate veil. Panama corporate veils do not pierce. They do not know this is your mortgage and that you own the corporation that wrote the mortgage and the only way of finding out would be to take your deposition and ask you. Well for all they know you dont own the corporation, perhaps you did and transferred the ownership, or they might assume you would lie and they could not catch you in your deception, or they may assume it is owned by a friend or relative or whatever else comes into their mind. You are not responsible for their thoughts; this is something they do all on their own. One thing to be perfectly clear on is now collection costs for your financial adversary has now gone up, way up and the person going after your assets has some decisions to make as to how much money they want to spend. The collection attorney is going to be anything but encouraging because he is now in an environment that he does not understand welcome to the jurisdiction of Panama Counselor. He is going to tell your financial enemy that more money is required to pursue this, in the back of his mind not really wanting to pursue this and if he does have to do it he is going to want to get paid big time. When lawyers do not want to do something they charge a lot. Now if the attorney gets into it and finds out the corporation ownership is non-transparent and soon discovers that Panama has tight bank secrecy etc. he will become more frustrated and this means higher fees for your financial enemy. What will the other side do if a Panama Private Interest Foundation owns the Corporation and you can legally say you do not own the Corporation? Panama Foundations really have no owner so you could also say you do not own the Foundation. Welcome to Panama Mr. Collection Attorney. You are not responsible for providing the other side ownership details of a foundation or corporation that is their problem. You can say you do not own the corporation or foundation and that is where it stops as far as you are concerned. Folks when they see a Panama Corporation or a Panama Foundation on the mortgage they are more than likely to drop it right there because they know they are spinning their wheels and will more than likely never get anywhere and spend a ton of money getting nowhere. Remember the collection attorney doesnt deal with Panama Asset Protection scenarios everyday, or even every decade for most of them. He will see things as a brick wall, blind alley, etc and not know what to do. Remember the attorney that is doing the collection can be sued by his client for frivolously spending his clients money and running up a big bill when chances for a positive return are most unlikely.

Line of Credit Mortgage:

There are other ways of protecting real estate assets where no actual funding of a mortgage is required. A line of credit is set up through a Panama Financial Institution that records a trust deed based on the size of the line of credit. This is very similar to what finance companies in the USA do with home equity lines of credit. This also requires you to retain a local attorney in the area where the real estate is located to ensure that proper papers are filed with the local government registry. The line of credit need not be drawn down upon, yet it can still be used to protect your real estate equity, or boat equity, car equity, airplane equity, art collection equity etc. The line of credit can be cancelled at any time by you and within 30 days the mortgage on the property will be released. There are safeguards put in place to ensure you have control over this.

Real Estate Asset Protection Annuity:

Another way to protect real estate or other assets is through the use of an annuity. Basically the anonymous Panama Corporation or anonymous Panama Foundation would receive your real estate or other assets in return for an annuity. The annuity pays you a certain specified sum of money monthly, quarterly or yearly. The money can be paid into a secure Panama Bank account even in the name of another Panama Foundation which is acquiring and protecting assets for you to retire on and for the eventual benefit of your beneficiaries. So if you were asked in a lawsuit in your home country why you transferred the real estate to this Panama Corporation and what consideration did you receive for the transfer, you reply the transfer was done in return for an annuity of so much money per month for as long as you live, or 5 years or whatever you decide for a term. Now they say where is this money paid thinking about garnishing it. You say into a Panama bank that my Panama Private Interest Foundation maintains think dead end for the collection attorney. If the sum is paid monthly the collection effort is so costly compared to the reward you could even have the annuity money paid into a bank account in your home country. They are not going to go do a new collection action each month, and if they did well you could change banks, or use a Panama Bank and withdraw the money with an ATM card.

WARNING

It is common to see entities selling asset protection structures using trusts and other vehicles that are located in the countries that have done away with privacy and fairness in the courts. These are the countries where they judges do what they want, judgments awarded are staggering high, the lawyers run legal bills up on the people until they can no longer defend themselves because they are broke, etc. If you own property in such a country and use an attorney who is also in this country or another country like this you are at serious risk. Why. For a lot of reasons.

Ronald Edwards is a researcher, with years of experience in finances and real estate.Mercedes Blog47582
Margarita Blog79812